Job Overview & Organization Mission

Investigate complex money laundering schemes, terrorist financing threats, and sanctions violations to protect Australia’s financial integrity at CBA.

Commonwealth Bank of Australia is seeking a Senior Financial Crime & AML Investigator to join our Financial Crime Operations team at Commonwealth Bank Place, Sydney. You will lead complex forensic investigations into anomalous transaction flows, draft Suspicious Matter Reports (SMRs) for AUSTRAC, and partner with federal law enforcement agencies to combat transnational organized crime.

As a key member of the team at Commonwealth Bank of Australia in Sydney, NSW, you will play a central role in driving excellence, upholding top-tier Australian industry standards, and contributing directly to the strategic milestones of one of the nation’s premier employers.

Key Duties & Core Responsibilities

In this critical role, your operational duties and key performance responsibilities will encompass:

• Conduct in-depth: Conduct in-depth end-to-end investigations into complex money laundering, sanctions evasion, and illicit financial networks.
• Prepare high-quality: Prepare high-quality Suspicious Matter Reports (SMRs) and regulatory disclosures for AUSTRAC.
• Analyze transaction: Analyze transaction monitoring alerts generated by advanced analytics and machine learning surveillance engines.
• Liaise with: Liaise with Australian Federal Police (AFP), ACIC, and international law enforcement bodies regarding ongoing inquiries.
• Provide subject: Provide subject matter guidance to frontline business bankers on Enhanced Customer Due Diligence (ECDD).

Required Qualifications, Licenses & Experience

To be successful in this position at Commonwealth Bank of Australia, candidates are expected to satisfy the following essential selection criteria:

• Mandatory Qualification: Bachelor’s Degree in Criminology, Finance, Law or ACAMS certification (CAMS).
• Relevant Experience: Minimum 5+ Years of verified industry experience in Australia or recognized overseas equivalence.
• 5+ years of practical experience in AML/CTF investigations within a major Australian financial institution or regulatory body.
• Certified Anti-Money Laundering Specialist (ACAMS) or ICA International Diploma preferred.
• Deep understanding of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (AML/CTF Act).
• Superb analytical mindset, investigative acumen, and evidence-gathering skills.

Core Competencies & Key Technical Proficiencies

The successful applicant will possess demonstrated capabilities across the following domain skill sets:

Salary, Compensation & Employee Benefits

At Commonwealth Bank of Australia, we understand that our people drive our achievements. An outstanding remuneration and wellbeing package is provided in line with Australian benchmarks:

• Competitive Remuneration: AU$130,000 – AU$155,000 per year + standard Australian Superannuation (11.5%).
• Competitive salary package ($130,000 – $155,000) + performance-linked banking bonus.
• Generous CBA financial product discounts, discounted home loans, and health coverage.
• World-class Darling Square campus with child care facilities, wellness studios, and hybrid flexibility.
• Leave Entitlements: 4 weeks annual leave (with 17.5% annual leave loading where applicable) plus 10 days paid personal/carer’s leave.
• Flexible Work: Progressive work-life balance options with supportive corporate culture and leadership development pathways.

About the Employer: Commonwealth Bank of Australia

Commonwealth Bank (CBA) is Australia’s leading provider of integrated financial services, retail banking, business banking, and wealth management.

Commonwealth Bank of Australia is deeply committed to building diverse, equitable, and culturally inclusive work environments. We proudly celebrate diversity and welcome applications from all qualified individuals including First Nations Australians, people with disabilities, and candidates from culturally and linguistically diverse backgrounds.

Application Process & Next Steps

Applications for this position are currently open and being reviewed on a rolling basis. Suitable candidates are encouraged to apply as early as possible before the published closing date.

Please prepare an updated Curriculum Vitae (CV) and a tailored Cover Letter highlighting your relevant experience against the key selection criteria outlined above.

To proceed with your application, click the Apply on Employer Site button to access the official Commonwealth Bank of Australia careers gateway.