Personal Banking Credit Risk – Senior Manager / Associate Director
Active / Open Until Filled
Apply NowPersonal Banking Credit Risk – Senior Manager / Associate Director
Active / Open Until Filled
Apply NowJob role insights
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Date posted
August 25, 2026
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Closing date
Not Disclosed (Open Until Filled)
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Location
Sydney
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Salary
$95,000 - $160,000 /year
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Career level
Director / Executive
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Experience
2 – 4 Years
Description
Macquarie Group is currently accepting applications for the role of Personal Banking Credit Risk – Senior Manager / Associate Director, based out of their corporate offices in Sydney, Australia. This appointment offers an exceptional opportunity to join a globally recognized financial organization that combines entrepreneurial empowerment, disciplined risk governance, and a merit-based career trajectory.
The Risk Management Group provides an independent, objective oversight function that advises business units on managing credit, market, regulatory, and operational risks across global transactions. In this role, the successful candidate will work alongside seasoned industry professionals to optimize mission-critical processes, manage risk effectively, and deliver commercially impactful solutions across key markets.
Opportunity Overview & Quick Facts
Key Responsibilities & Operational Scope
- Lead and steer a small team of credit risk professionals to evolve home lending credit risk policies, with in-depth consideration of risk, reward, customer and employee experience.
- Execute and drive bring a strong understanding of residential lending credit risk and how it is effectively operationalised in an increasingly automated environment.
- Detect, analyze, and evaluate and investigate trends and insights from internal and external data to understand risks, identify where policy can be optimised, and contribute to projects that support strategic initiatives across the credit risk lifecycle.
- Execute and drive work in close collaboration with the Personal Banking ecosystem, including Product, Technology, Operations, Treasury, Sales and Line 2 Risk to ensure our policies, processes and systems are driving continuous improvement and effective risk management outcomes.
Candidate Profile & Required Qualifications
- Significant experience in a risk-based role, ideally within financial services.
- Experience in credit underwriting, having held a delegated lending authority.
- Knowledge of credit risk policies, risk appetite frameworks and governance.
- Track record of leading change across multiple teams, including a sound knowledge of the systems and technology utilised in the application of policy frameworks.
- People leadership experience within a risk, credit or banking environment.
- Analytical skills, with the ability to identify trends and drive policy optimisation.
- Experience managing reporting, data quality, automation and process improvements.
- Excellent communication skills, with strong stakeholder management capabilities.
- Ability to manage multiple priorities, work collaboratively and operate effectively independently.
- Sound knowledge of ADI Prudential Standards, including APS220, ARS220, APS112, APS113, NCCP and BCOP.
What Macquarie Offers
- Market-Leading Rewards: Competitive base remuneration supplemented by performance-linked incentive programs.
- Flexible Work Frameworks: Modern hybrid working arrangements supporting professional productivity and personal balance.
- Professional Development: Clear internal mobility pathways, technical skill enhancement, and professional accreditation support.
- Comprehensive Wellbeing: Access to employee assistance programs, holistic healthcare coverage, and dedicated wellbeing initiatives.
- Global Network & Impact: Collaborative engagement with cross-border teams across the Americas, EMEA, and Asia-Pacific regions.
Core Competencies & Key Technical Focus
Apply Directly on Macquarie Careers Portal
This position is actively accepting candidate submissions. Access the official Macquarie Group recruitment platform to review comprehensive operational criteria and lodge your formal application.
